How does the CreditRefresh money-back guarantee work?
The guarantee is a conditional refund of eligible Refresh Monitoring payments, not a promise of a score increase. Requirements include a full year in the program, nine RushMail rounds at the required 40-day intervals, no higher eligible score, utilization at 6% or below by round eight, no new negative items and no chargebacks.
The guarantee is a conditional refund of eligible Refresh Monitoring payments, not a promise of a score increase. Requirements include a full year in the program, nine RushMail rounds at the required 40-day intervals, no higher eligible score, utilization at 6% or below by round eight, no new negative items and no chargebacks. Self-mailed rounds do not qualify, and RushMail charges are not refunded under the guarantee. Keep the subscription active through the claim decision and submit within the 30-day window beginning 60 days after the ninth round. Read every condition and score definition at https://creditrefresh.ai/guarantee before relying on eligibility.
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The current public membership price is $49.99 a month for Refresh Monitoring with CreditRefresh included. There is no setup fee or contract, and cancellation stops the next renewal while preserving the paid period.
You can request a refund before the credit monitoring pull. After reports are pulled, the monthly payment covers that monitoring period, while suspected duplicate, incorrect or post-cancellation charges still need review.
The first membership charge is made when you complete the payment step of signup. Creating the account does not itself start the paid subscription, and the price is shown before you enter payment details.
Open Settings, choose Billing and subscription and select Cancel plan, then complete the confirmation. Cancellation stops the next renewal and preserves access through the period already paid for.