Pricing
One flat price. No surprises. Cancel anytime.
CreditRefresh is included with RefreshMonitoring at no additional cost. RefreshMonitoring is a $49/month credit monitoring subscription. No setup fee, no per-dispute charge, no contract.
RefreshMonitoring, CreditRefresh included at no additional cost
A single subscription that covers your credit monitoring and full access to CreditRefresh’s dispute tools. No upsells to “unlock” disputes, no premium tier. When your letters are ready, mail them yourself or have RushMail, our mailing partner, send them for a small per-letter fee.
- Credit monitoring through RefreshMonitoring
- AI that reads your credit reports, flags questionable items, and drafts disputes for them
- Print-ready dispute letters: mail them yourself or have RushMail send them for a small per-letter fee
- Visibility into every dispute filed and the bureaus’ responses
- Cancel anytime, no contract, no cancellation fee
How it compares
Most traditional credit repair companies charge a setup fee plus a monthly fee. CreditRefresh is included with RefreshMonitoring at one flat monthly price, at no additional cost.
Why we show the price up front
Hidden fees and surprise charges are the most common complaint in this industry. People sign up for one number and get billed another. We don’t do that. One price, stated plainly, and you can cancel whenever you want. If a credit service won’t tell you the price before you hand over your card, that’s a warning sign.
Pricing FAQ
- How much does CreditRefresh cost?
- CreditRefresh is included with RefreshMonitoring, a credit monitoring subscription that costs $49/month. There is no setup fee and no per-dispute charge.
- Is CreditRefresh free?
- CreditRefresh is included at no additional cost with a RefreshMonitoring subscription. You pay $49/month for RefreshMonitoring, which covers credit monitoring and full access to CreditRefresh, with no separate or per-dispute charge.
- Is there a setup fee or contract?
- There is no setup fee and no contract. You pay $49/month for RefreshMonitoring, with CreditRefresh included at no additional cost, and can cancel anytime.
- What is RefreshMonitoring and why am I paying for it?
- RefreshMonitoring is the $49/month credit monitoring subscription, and CreditRefresh is included at no additional cost with it. The $49/month covers both, with no separate CreditRefresh charge.