Who is on your credit report?
Look up the collection agency or debt buyer reporting on your credit. Every profile covers who the company is, what it collects, its CFPB complaint record, and the exact steps to dispute an account that is inaccurate, unverifiable, or not yours.
- LVNV FundingAlso appears as LVNV Funding LLC, Resurgent Capital Services37,992 CFPB complaints in the last 3 yearsSee removal steps
- Jefferson Capital SystemsAlso appears as Jefferson Capital, JCAP32,797 CFPB complaints in the last 3 yearsSee removal steps
- Midland Credit ManagementAlso appears as MCM, Midland Funding, Encore Capital32,069 CFPB complaints in the last 3 yearsSee removal steps
- Portfolio Recovery AssociatesAlso appears as PRA, PRA Group, Portfolio Recovery28,843 CFPB complaints in the last 3 yearsSee removal steps
- Credit Collection ServicesAlso appears as CCS, CCS Offices, CCS Collections15,647 CFPB complaints in the last 3 yearsSee removal steps
- IC SystemAlso appears as I.C. System11,005 CFPB complaints in the last 3 yearsSee removal steps
- National Credit SystemsAlso appears as NCS10,524 CFPB complaints in the last 3 yearsSee removal steps
- Transworld SystemsAlso appears as TSI, Transworld Systems Inc9,281 CFPB complaints in the last 3 yearsSee removal steps
- Caine & Weiner7,965 CFPB complaints in the last 3 yearsSee removal steps
- Spring Oaks CapitalAlso appears as Spring Oaks Capital SPV6,731 CFPB complaints in the last 3 yearsSee removal steps
- National Credit AdjustersAlso appears as NCA4,861 CFPB complaints in the last 3 yearsSee removal steps
- Radius Global SolutionsAlso appears as Radius Global4,455 CFPB complaints in the last 3 yearsSee removal steps
- Sunrise Credit Services3,946 CFPB complaints in the last 3 yearsSee removal steps
- TrueAccord3,723 CFPB complaints in the last 3 yearsSee removal steps
- Harris & Harris3,388 CFPB complaints in the last 3 yearsSee removal steps
- NCB Management ServicesAlso appears as NCB3,183 CFPB complaints in the last 3 yearsSee removal steps
- Fair Collections & OutsourcingAlso appears as FCO3,033 CFPB complaints in the last 3 yearsSee removal steps
- Southwest Credit SystemsAlso appears as SWC Group2,935 CFPB complaints in the last 3 yearsSee removal steps
- ProCollect2,859 CFPB complaints in the last 3 yearsSee removal steps
- Credit ControlAlso appears as Credit Control LLC2,571 CFPB complaints in the last 3 yearsSee removal steps
- AmSher Collection ServicesAlso appears as AmSher2,285 CFPB complaints in the last 3 yearsSee removal steps
- Sequium Asset SolutionsAlso appears as Sequium2,235 CFPB complaints in the last 3 yearsSee removal steps
- Source Receivables ManagementAlso appears as Source RM2,216 CFPB complaints in the last 3 yearsSee removal steps
- Central Portfolio ControlAlso appears as CPC2,035 CFPB complaints in the last 3 yearsSee removal steps
- Cavalry Portfolio ServicesAlso appears as Cavalry SPV I, Cavalry Investments2,026 CFPB complaints in the last 3 yearsSee removal steps
Frequently asked questions
Can a collection agency be removed from my credit report?
Only if the entry is inaccurate, incomplete, or unverifiable. You have the right to dispute under FCRA Section 611, and the bureau has 30 days to investigate. Accurate collections generally stay for up to seven years from the original delinquency.
Should I pay a collector before disputing?
Validate the debt first. Ask the collector to prove the debt is yours, the amount is right, and it has the right to collect. Paying an invalid or unverifiable debt can waste money and will not necessarily fix your credit.
What is the difference between a debt buyer and a collection agency?
A debt buyer purchases charged-off accounts outright and owns the debt; a collection agency collects on behalf of the original creditor for a fee. Both must follow the FDCPA and report accurately under the FCRA.
Where do the complaint numbers on these pages come from?
The CFPB Consumer Complaint Database, a public federal record of consumer complaints. We count debt collection complaints matched to each company. Complaint counts reflect consumer submissions, not verified wrongdoing.