How do I download, print, and mail my dispute letters myself?
Use Download letter PDF in Letter library or PDF beside a letter in the round. Review the letter, print the required documents and physically mail the package.
Use Download letter PDF in Letter library or PDF beside a letter in the round. Review the letter, print the required documents and physically mail the package. Downloading adds no CreditRefresh mailing fee, but you cover printing and postage. After mailing, use Confirm mailing and confirm that you have mailed the letters. Self-mail confirmation records your action and does not prove the bureau received the package.
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CreditRefresh does not automatically mail letters as part of membership. Review the letters in the existing round and either download and physically mail the package or authorize a separate RushMail order through Pay & send.
Yes, always. Every dispute letter CreditRefresh drafts sits in your dashboard until you approve it. Nothing is mailed automatically. The AI flags the issue and writes the letter citing the legal grounds, but you make the final call on whether each one goes out. If something in a letter looks wrong, don't approve it, and contact support so it can be corrected.
Documents that prove your claim make a dispute harder to brush off: bank statements showing an on-time payment, a paid-in-full letter, a settlement agreement, or an FTC identity theft report. Under FCRA Section 611, the bureau must consider all relevant information you submit and forward it to the furnisher. Send copies, never originals.
RushMail prints and mails a reviewed round through a separate paid order. Open the existing round's RushMail card, review the letters and total, then use Pay & send.