What do the numbers on my CreditRefresh dashboard mean?
The Home bureau score cards show VantageScore 3.0 and the available information for each bureau. No score yet means that view does not have a usable score and does not identify the cause.
The Home bureau score cards show VantageScore 3.0 and the available information for each bureau. No score yet means that view does not have a usable score and does not identify the cause. Read the current screen label before comparing counts across My disputes and Letter library, because Awaiting is currently used differently on those screens. Opening Home may initiate a due results check. Contact support about a missing bureau or inconsistent count with the screen and report date.
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CreditRefresh is an app that uses AI to find errors and FCRA violations on your credit reports, then drafts custom dispute letters to Equifax, Experian, and TransUnion. It pulls your reports automatically, flags inaccurate balances, outdated items, and reporting that violates federal law, and tracks each bureau's 30-day response. You approve every letter before it's sent.
CreditRefresh cannot promise when your score will change or when a dispute will succeed. Drafting and analysis are separate from physical mailing and bureau receipt.
CreditRefresh's Home score cards show VantageScore 3.0 for each bureau with available score data. Compare the score model, bureau and report date when another service shows a different number.
A dispute groups the items and mailing history being handled together. Review and change eligible items while the round remains editable, using specific reporting errors as the basis.