How much does CreditRefresh cost?
The current public membership price is $49.99 a month for Refresh Monitoring with CreditRefresh included. There is no setup fee or contract, and cancellation stops the next renewal while preserving the paid period.
The current public membership price is $49.99 a month for Refresh Monitoring with CreditRefresh included. There is no setup fee or contract, and cancellation stops the next renewal while preserving the paid period. Downloading letters adds no CreditRefresh mailing fee, but you cover printing and postage when self-mailing. RushMail is a separate optional order with the total shown before payment. Do not assume unlimited active disputes or rounds, because the account's plan limits apply. See https://creditrefresh.ai/pricing.
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No. CreditRefresh is dispute automation software, not a traditional credit repair company. The app pulls your credit reports, an AI flags errors and FCRA violations, drafts dispute letters, and you review and approve each one before it is sent. There is no agent representing you, no monthly retainer for services, and no contracts.
Credit Karma, Experian, and similar tools tell you what's on your credit reports and what your score looks like. CreditRefresh goes further by acting on what's there — using AI to find errors and FCRA violations, drafting custom dispute letters for all three bureaus, and tracking the responses. Monitoring tools show you the problem. CreditRefresh works on fixing it.
CreditRefresh is an app that uses AI to find errors and FCRA violations on your credit reports, then drafts custom dispute letters to Equifax, Experian, and TransUnion. It pulls your reports automatically, flags inaccurate balances, outdated items, and reporting that violates federal law, and tracks each bureau's 30-day response. You approve every letter before it's sent.