You get denied for an apartment, and the notice names LeasingDesk. The report shows an eviction that is not yours, or an income that is wrong, and the app that shows your score never saw that file. Plenty of pages tell you to file within 30 days. You have no such deadline. The screening company has 30 days to finish its work, and the way to resolve the dispute is to read the file, prove the error, put it in writing, and hold the company to that clock.

Request Your LeasingDesk Report Free Within 60 Days of a Denial

Ask for your own copy of the report before you argue with anyone. Under FCRA Section 612(b), a consumer reporting agency must give you a free copy if you ask within 60 days of receiving an adverse action notice. That notice must name the company that supplied the report and tell you the company did not make the decision (FCRA Section 615(a)).

The notice is your map. It carries the company’s name, address and phone number, so use those details instead of ones you find in a search. If the 60 days have passed, tenant-history companies still owe you one free file disclosure in any 12-month period (FCRA Section 612(a)(1)(C)).

Read the whole report line by line, not only the part the landlord quoted. Mark every entry that is wrong, old, or not yours.

Tenant Screening Errors Come From Wrong Matches, Old Records, and Bad Income Data

The mistakes on a screening report usually fall into a few groups. A record can belong to someone with a similar name, it can be too old to report, or it can show a case that ended in your favor as if it did not. The income line can also be simply wrong.

Matching is the weak point. Urban Institute researchers who matched Pennsylvania court records found that the number of people with an eviction filing changed by hundreds of thousands based on matching assumptions alone (Urban Institute, 2025). The CFPB reviewed 17 tenant screening companies in 2022 and found many reports that appeared to include prohibited old information, such as non-conviction criminal records more than seven years old (CFPB, Tenant Background Checks Market Report, 2022).

Age limits matter here. Civil judgments can be reported for seven years or until the statute of limitations runs out, whichever is longer, and most other adverse items stop at seven years. Convictions have no federal reporting window (FCRA Section 605(a)). If an old entry is accurate and still inside its window, a dispute will not remove it.

Gather Court Records, Pay Proof, and Lease Papers Before You File

A dispute with proof gives the company something to check. A dispute with nothing attached gives it an excuse. Under FCRA Section 611(a)(3), an agency can drop a dispute it decides is frivolous, and a claim with no supporting information is the textbook example.

Match the paper to the error:

  • Mistaken identity: a government ID, your date of birth, and the court record that shows a different person.
  • Case that ended in your favor: the court’s final disposition or dismissal order.
  • Wrong income: recent pay stubs or an employer letter.
  • Wrong rental history: your lease and proof of payment, such as receipts or bank statements.

Make copies and send copies. Keep every original. The statute requires the agency to pass along the relevant information you give it to whoever supplied the disputed item (FCRA Section 611(a)(2)), so the documents travel with your claim.

File the Dispute in Writing and Keep Proof You Sent It

You can use the company’s consumer portal or send a letter to the address on your adverse action notice. We lean toward writing, and certified mail if you mail it, because you end up with a dated record of what you said and what you attached.

Keep the letter short. Name the entry, say exactly why it is wrong, list the documents you enclosed, and ask for deletion or correction. Add your full name, current address and date of birth so the company can find your file.

The screening company is not the only door. FCRA Section 623(a)(8) lets you dispute directly with the furnisher, the source that supplied the record. The furnisher must investigate what you send and report back. Sending both at once gives the wrong entry two chances to be fixed.

The 30 Days Belong to the Screening Company

The company must finish a reasonable reinvestigation within 30 days of receiving your dispute. That can stretch by up to 15 days if you send more relevant information during the first 30 (FCRA Section 611(a)(1)). It is a deadline on them. Your filing has no clock on it.

If the company cannot verify an item, the law says it must promptly delete or modify it (FCRA Section 611(a)(5)(A)). It must send you written results within 5 business days of finishing, along with a report revised by the reinvestigation (FCRA Section 611(a)(6)). You may also ask for a description of the procedure it used, and it has 15 days to supply it (FCRA Section 611(a)(7)).

These are duties, not promises about your outcome. An accurate record stays, and the company decides what it finds. The statute gives you the process and the paper trail.

Check the Corrected Report and the Credit Entries Behind It

When the answer arrives, compare it to your marked-up copy. Confirm each wrong entry was deleted or fixed, and confirm nothing new appeared. A deleted item can come back only if the furnisher certifies it is accurate, and the company must tell you in writing within 5 business days (FCRA Section 611(a)(5)(B)).

Many screening reports also pull credit data from the three bureaus. If the error lives there, the fix happens at Equifax, Experian and TransUnion, and your LeasingDesk dispute will not reach it. Credit Karma’s own help page says its Direct Dispute works for TransUnion reports only. A form there leaves two bureau files untouched, and your landlord’s report may have been built from any of the three.

Send the updated report to the landlord with a short note asking them to reconsider. An application denied on bad data is worth another look once the data is fixed.

Escalate With a CFPB Complaint or a Lawsuit if the Error Stays

If the company ignores you or repeats the same wrong answer, file a complaint with the Consumer Financial Protection Bureau and attach your letter, your proof and the company’s reply. A complaint puts your paper trail in front of a regulator.

The law also gives you a private right of action. A company that willfully breaks the FCRA owes actual damages or $100 to $1,000, plus punitive damages the court allows and attorney’s fees if you win (FCRA Section 616). Negligent violations carry actual damages and fees (FCRA Section 617). A suit must be filed within 2 years of discovering the violation, or 5 years after it happened, whichever comes first (FCRA Section 618). Keep your dates.

Paying a Dispute Service Does Not Change What a Screening Company Must Prove

Many readers reach us after paying someone and watching nothing move. In the latest 200 Trustpilot reviews of Lexington Law, 134 were one or two stars, and “paid for months, nothing changed” was the top complaint in 79 of those 134. For Dispute Beast it was the top complaint in 19 of the 33 one- and two-star reviews in its latest 200.

The record explains the caution. On August 28, 2023, the CFPB announced a settlement of up to $2.7 billion with Progrexion Marketing and PGX Holdings, the companies behind Lexington Law and CreditRepair.com, over illegal advance fees for telemarketed credit repair and deceptive bait-and-switch advertising. On August 10, 2026, the FTC announced action against Credit Glory LLC and Alexander Brola, alleging false promises about credit repair, illegal upfront fees and unlawful recurring subscriptions, with nearly $200 million collected.

Mailing is its own trap. One reviewer wrote this about a tool that mails for you:

“Credit agencies did not submmit. Most or all agencies replied saying Disputes submited by mail (Sprint) are not going to be applied for reasons like: it was not your person who requested such, if I was using 3rd party it has to be reported”

That is JCruz, a 1-star Trustpilot review of Dispute Beast, September 6, 2026. Before you hand anyone your dispute, ask who signs it and who mails it.

Skip the paperwork. Start your dispute.

CreditRefresh drafts your FCRA dispute letter and tracks the 30-day investigation window. You review, approve, and send. You stay in control.

Get Started

Which Tool Fits When a LeasingDesk Report Carries a Bad Credit Entry?

The LeasingDesk file itself is yours to dispute with the steps above. The choice below is about the credit-report entries inside it, because those get fixed at the bureaus, and the tool you pick decides how many of the three you reach and who writes the letter.

ToolWhat you payWhat that buysBureausTrustpilot
CreditRefresh$49.99/mo, no setup fee, cancel anytime. Mail letters yourself free, or pay RushMail per letterA drafted letter for each flagged entry, shown to you, mailed only after you signEquifax, Experian, TransUnion4.3 (9 reviews)
Dispute BeastFrom $49.99/mo for required monitoring. Mail letters yourself free, or pay Sprint Mail per letterAI dispute app with monitoring bundled in; mailing through Sprint Mail adds a feeEquifax, Experian, TransUnion4.2 (2,067 reviews)
DisputeBee$49/mo personal, $129/mo businessLetter templates and software; you print, mail and track every response yourselfEquifax, Experian, and TransUnion3.2 (68 reviews)
The Credit People$99/mo standard, $119/mo premium, or $599 for 6 monthsDone-for-you service run by phone; you do not approve each letterAll three1.7 (17 reviews)
Lexington Law$139.95/mo, invoiced at the end of each service periodAttorney-backed firm that works the bureaus for you; letters stay out of your handsAll three3.2 (624 reviews)
Credit KarmaFree, paid for by lender referralsAn in-app form that reaches one bureau and drafts no letterTransUnion1.1 (912 reviews)

Every price is that company’s own published rate, read off that company’s own site on September 15, 2026. Trustpilot scores and review counts as published on September 24, 2026.

If you want a closer look at the two tools priced the same, we put them side by side in CreditRefresh vs Dispute Beast.

How CreditRefresh Drafts Three-Bureau FCRA Letters for $49.99 a Month

A screening report with a bad credit entry has two files to fix, and CreditRefresh works on the bureau side. It scans your Equifax, Experian and TransUnion reports and flags items that look inaccurate, incomplete, unverifiable, or too old to report. It then drafts a letter for each item you choose to challenge. The letter to LeasingDesk is yours to write from the steps above.

In CreditRefresh’s September 18, 2026 analysis of paying-member data, 2.3% of disputed bureau-level items in mailed rounds had a recorded outcome. Within that subset, 47.9% were no longer reported on a newer pull of the same bureau, while 52.1% remained reported with a changed balance, status or negative flag. The bureaus decide every outcome, and an accurate item stays.

Nothing goes out without your review and signature. CreditRefresh comes with Refresh Monitoring at $49.99 a month, with no setup fee, no per-dispute charge and no contract. You can mail the letters yourself or hand a round to RushMail for a small per-letter fee. Our comparison with Dispute Beast shows how the mailing costs line up.

Frequently Asked Questions

How do I dispute something on a LeasingDesk report?

Get your free copy, mark each wrong entry, and send a written dispute with proof to the address on your adverse action notice. Say what is wrong and what you enclosed. Keep a copy and proof of delivery.

How do I contact RealPage about my screening report?

Use the address, phone number or portal named on your adverse action notice, since that notice is required to name the company that supplied the report. For a dispute, write instead of only calling, so you hold a dated record of what you told them.

Is LeasingDesk screening legit?

It is a company that sells tenant reports, and the FCRA covers companies that compile residential or tenant history on a nationwide basis (FCRA Section 603(x)). Whether your report is accurate is a different question. Get your copy and check every line.

Do I have to dispute within 30 days?

No. The 30 days is the company’s deadline to finish a reinvestigation after it receives your dispute, and it can extend by up to 15 days if you send more relevant information.

What if LeasingDesk says the record is verified?

Ask for a description of the procedure it used, which it must give within 15 days of your request. Then send any new proof you have. A repeat dispute with nothing new can be dropped as frivolous, so add something each time.

Will fixing the screening report fix my credit report?

No. They are separate files. If the screening report pulled a wrong credit entry, dispute that entry with the bureau that holds it. A free form that reaches only TransUnion leaves the other two files alone.

Can I sue over a wrong tenant screening report?

Yes. The FCRA allows suits for willful violations ($100 to $1,000 in statutory damages, plus punitive damages and fees) and for negligent ones (actual damages and fees). You have 2 years from discovering the violation, up to 5 years from when it happened.

CreditRefresh drafts the three-bureau dispute letters for the credit entries inside a screening report, and nothing goes out until you sign.

Fix the credit entries behind your screening report →