About
A smarter way to fix your credit report.
CreditRefresh is a pre-launch consumer tool that pairs paid credit monitoring with an AI-powered dispute generator. We help you find the inaccurate items on your report and write the letters that challenge them, without the markup of traditional credit repair.
Credit reporting is a consumer right, not a luxury service.
The Fair Credit Reporting Act gives every consumer the ability to dispute inaccurate items. The hard part is knowing how to use it. We make that part easier.
No upsells. No long lock-ins.
Traditional credit repair charges hundreds per month and locks you into multi-year contracts. We do not.
Software writes the letters. People stay in control.
Our AI generates dispute letters tailored to your report. You review, sign, and send. Nothing goes out without your approval.